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Foreclosure Defense in New Port Richey, FL

Protect Your Home Before It’s Too Late

Falling behind on your mortgage doesn’t mean losing your home. At Rebbecca Goodall Law, we fight for Pasco County homeowners — stopping foreclosure actions, exposing lender errors, and creating real options to save your home and your future.

When the Place You Call Home Is on the Line

Few things feel heavier than the threat of losing your home. The notices start arriving. The calls from the lender get sharper. And before you know it, you’re staring at a foreclosure lawsuit with a court date attached. Many homeowners in New Port Richey feel like once the process starts, it’s already over — but that’s exactly what the banks are counting on. The truth is, most foreclosures can be fought, delayed, or resolved if you act quickly.

 

We believe no one should lose their home just because they didn’t know their rights.

How We Help Homeowners Fight Foreclosure

Foreclosure isn’t the end — it’s a legal process, and you have rights at every step. At Rebbecca Goodall Law, we defend homeowners across New Port Richey by forcing lenders to follow the law, produce complete documentation, and consider alternatives to foreclosure whenever possible. We challenge errors in loan servicing, expose missing paperwork, and push for solutions like loan modifications, repayment plans, or even short sales when appropriate. If foreclosure can’t be avoided, we fight to protect your equity and prevent deficiency judgments from haunting you long after the case ends.

We’ve helped families across Pasco County keep their homes — and we can fight for yours.

Types of Foreclosure Cases We Handle

Every foreclosure has a story — and a strategy to fight it.

Foreclosure isn’t one-size-fits-all. The approach depends on who the lender is, what type of loan you have, and how the foreclosure was filed. At New Port Richey-based Rebbecca Goodall Law, we guide homeowners through every type of foreclosure with strategies built for their unique circumstances.

Judicial Foreclosure Defense

Most Florida foreclosures are judicial — meaning the lender has to sue you in court. We review every detail of the case, force them to produce complete documentation, and raise defenses like improper notice, standing issues, and accounting errors that can stop or slow the case.

HOA & Condo Association Foreclosures

Homeowners’ associations often move fast and aggressively. We defend against improper late fees, misapplied payments, and inflated attorney costs — and push to resolve the dispute before your home is auctioned over a small balance.

Loan Modification & Repayment Plans

Sometimes the best defense is a smart resolution. We negotiate directly with lenders to pursue loan modifications, repayment plans, or forbearance agreements — keeping you in your home and avoiding a court judgment altogether.

Deficiency Judgment Defense

Even if your home has already been sold, lenders can come after you for the remaining balance. We push for deficiency waivers and use the statutory fair market value defense under §702.06 Florida Statutes to reduce or eliminate what you owe — protecting you from future wage garnishment or bank levies.

Six Ways We Help You Take Back Control

You Will Never Be Left Wondering What Comes Next

We walk you through every step of the legal process in plain language. This means you always know where you stand and never feel lost in the dark.

You Get Strategy Not Just Representation

Every case is built on a custom plan designed around your situation. You are not just another file number — you get a clear path forward that fits your life.

You Are Treated Like a Person Not a Case

Your story matters and we take the time to understand it. That respect and care helps you feel heard and supported during one of the most stressful times of your life.

Your Home and Wages Are Protected

We fight aggressively to stop foreclosure and garnishments. This means you can focus on your family and future instead of living in constant fear of losing everything.

You Work With Someone Who Lives Here Too

We know Pasco County judges and courts because we are part of this community. That local insight helps us protect you with real world knowledge not just legal theory.

You Gain Peace of Mind Instead of More Stress

We handle the legal burden so you can breathe again. Having someone fight for you gives back your time your confidence and your hope.

The Goodall Debt Defense Plan

Step 1: Talk to Us

Schedule a free consultation where you share your situation and get immediate clarity on your options so you feel less overwhelmed.

Step 2: Get Your Defense Plan

We create a tailored legal strategy to stop harassment and protect your home and wages so you can finally breathe again.

Step 3: Move Forward with Confidence

We handle the legal work while you focus on your life so you regain peace of mind and control over your future.

Real Clients. Real Results.

Ms. Goodall helped me the 1st time against my mortgage company & this 2nd time. She uncovered a few transgressions by the mortgage company & was able to get me to a point where the mortgage company is paying off my loan $15k with some extra $$$ in my pocket. She was also able to secure me more $$$ from the credit bureaus for malfeasance. In total she has acquired over $20k for me.

5/5

Adrian T.

She is the bomb! She did an amazing job for me vs the credit card companies and credit bureaus! You couldn’t ask for someone more passionate about what they do, and she communicates very well.

5/5

Nobuki S.

Rebbecca did a fantastic job dealing with my lawsuit for previous debt.
She definitely knows her stuff. I honestly would’ve been pretty screwed without her, so I definitely recommend her services without hesitation.

5/5

Cassidy K.

The Protections That Put You Back in Control

Local Court Experience

We appear regularly in Pasco County courts. This gives you the advantage of local knowledge and credibility, so your case is handled with insight others may miss.

Consumer Law Focus

We do not split our time across unrelated practice areas. Our entire focus is on consumer debt law, meaning you get sharper strategies and stronger protection where it matters most.

Personalized Defense Plans

No two debt cases are the same. We create a legal plan built around your exact situation, so you know the defense is designed specifically for you.

Aggressive Protection Against Collectors

We use the Fair Debt Collection Practices Act to fight harassment. This stops abusive calls and restores peace to your daily life.

Foreclosure Defense Strategies

We know how lenders cut corners. By challenging improper filings and errors, we help protect your home and buy valuable time for better solutions.

Negotiation Without Bankruptcy

We work directly with creditors to settle or reduce debts. This allows you to find relief without carrying the long-term consequences of bankruptcy.

Clear Communication

We explain everything in plain English. You stay informed and confident, never left guessing what comes next.

Community-Based Representation

We live and work in the same neighborhoods we serve. This connection drives us to protect our community, not just practice law.

Judgment and Garnishment Defense

We fight unfair garnishments and judgments. This protects your paycheck and your bank account, giving you security and stability.

To get all this and more…

The Biggest Foreclosure Mistake Homeowners Make

Most Florida homeowners lose their homes because they don’t respond — not because they can’t win.

What does that mean?

If you respond early, you gain powerful rights. You can force the lender to prove their case, challenge mistakes, and pursue alternatives like loan modification or repayment plans.

You have more power than you think — but only if you act before it’s too late.

Are We a Good Fit?

If you can say yes to the following statements, then we can help you!

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