FOR IMMEDIATE ASSISTANCE CALL REBBECCA GOODALL TODAY! (813)-438-3695

Debt Settlement Attorney in Elfers, FL

We Help You Settle Debts for Less—Without Losing Your Peace of Mind.

If you feel buried in credit cards, medical bills, or personal loans, there’s hope. At Rebecca Goodall Law, P.A., we help clients across Elfers, New Port Richey, and Pasco County negotiate directly with creditors to reduce what they owe—often by 30–70%. Our legal guidance ensures the process is fair, documented, and fully in your favor, protecting you from harassment and unfair terms while paving the way to financial stability.

You Can Take Back Control of Your Debt—Without Filing Bankruptcy

Debt settlement is a structured legal process where we negotiate with creditors to accept a reduced amount as payment in full. Unlike for-profit “debt relief” companies that often make things worse, our firm provides real legal protection and oversight to prevent scams, lawsuits, and credit damage.

We help clients:

Negotiate lump-sum or structured settlements directly with creditors.
Protect against lawsuits and wage garnishments during the process.
Verify debt validity to ensure collectors are pursuing lawful claims.
Prevent future harassment under the Fair Debt Collection Practices Act (FDCPA).
Rebuild credit profiles after settlement completion.

We believe financial recovery should come with dignity. Every dollar saved, every call that stops, and every win against unfair collection practices brings you closer to peace and independence.

Ready to get started?

The Sooner You Start, the Sooner You’re Free.

We’ve helped Floridians negotiate thousands off their debts and reclaim financial control—and we can do the same for you.

Call (813) 438-3695 or Schedule a Consultation online now.

LOCAL FAQS — Debt Settlement

How is debt settlement different from bankruptcy?

Bankruptcy eliminates debt through court filings; settlement reduces your balances through negotiation. Settlement often preserves credit and avoids the long-term record of bankruptcy.

Can I settle all types of debt?

Most unsecured debts—credit cards, medical bills, and personal loans—can be negotiated. Some secured debts may qualify depending on the situation.

How long does debt settlement take?

Most clients see resolution within 6–18 months, depending on balances, creditor cooperation, and payment structure.

Additional Resources

Medical Debt Reporting Rule Struck Down: What It Means for Florida Consumers

Does Your Phone Ring Constantly from Debt Collectors?

Have You Received Bills for a Deceased Family Member, Spouse, or Parent?

Rebecca Goodall Law, P.A.

Consumer Debt Attorney in Elfers, FL

Rebecca Goodall Law helps Pasco County residents fight back against debt collection abuse, foreclosure, wage garnishment, and credit reporting errors with dignity and strength. We proudly serve clients in Elfers, Holiday, Port Richey, New Port Richey, New Port Richey East, Beacon Square, Trinity, Tarpon Springs, and Jasmine Estates.

Address

4122 Madison St #1304
Elfers, FL 34680

Phone

(813) 438-3695