FOR IMMEDIATE ASSISTANCE CALL REBBECCA GOODALL TODAY! (813)-438-3695

Zombie Debt Defense Attorney in Elfers, FL

Old Debts Don’t Deserve a New Life — Stop Collectors in Their Tracks

If you’re getting calls, letters, or lawsuits over a debt that’s years old, you may be dealing with what’s known as “zombie debt.” These are expired debts that debt buyers illegally attempt to collect — sometimes even after the statute of limitations has run out. At Rebecca Goodall Law, P.A., we help clients in Elfers, New Port Richey, and throughout Pasco County fight back against time-barred debt collections and protect their rights under Florida and federal law.

Zombie Debt Is a Trap — Don’t Let Collectors Revive What’s Already Dead

Debt buyers often purchase portfolios of old, written-off accounts and use intimidation to trick consumers into restarting the debt’s clock. Even a small payment or a verbal acknowledgment can legally “re-age” a debt — giving collectors new power to sue. That’s why knowing your rights is critical.

Our firm helps you:

Identify whether the debt is beyond Florida’s statute of limitations.
Demand proof of ownership and original account documentation.
Challenge unlawful attempts to re-age or revive time-barred debts.
Stop harassing calls and threats under the FDCPA and FCCPA.
Pursue damages against collectors who knowingly violate your rights.

We believe no one should have to keep paying for their past — especially when the law says they don’t owe a dime.

Ready to get started?

Don’t Let Debt Collectors Dig Up Your Past

We’ve helped countless Floridians shut down zombie debt collectors — and we can do the same for you.

Call (813) 438-3695 or Schedule a Consultation online now.

LOCAL FAQS — Zombie Debt Defense

What is a “zombie debt”?

It’s an old or expired debt that collectors attempt to collect after the statute of limitations has expired. Legally, you cannot be sued for these debts.

Can paying or acknowledging a zombie debt restart the clock?

Yes — even a small payment or verbal confirmation can “revive” the debt, making it legally collectible again. Always speak to an attorney first.

How long is the statute of limitations in Florida for debt collection?

Typically, it’s five years for written contracts and four years for oral agreements, but it depends on the type of debt and when the default occurred.

Additional Resources

Medical Debt Reporting Rule Struck Down: What It Means for Florida Consumers

Does Your Phone Ring Constantly from Debt Collectors?

Have You Received Bills for a Deceased Family Member, Spouse, or Parent?

Rebecca Goodall Law, P.A.

Consumer Debt Attorney in Elfers, FL

Rebecca Goodall Law helps Pasco County residents fight back against debt collection abuse, foreclosure, wage garnishment, and credit reporting errors with dignity and strength. We proudly serve clients in Elfers, Holiday, Port Richey, New Port Richey, New Port Richey East, Beacon Square, Trinity, Tarpon Springs, and Jasmine Estates.

Address

4122 Madison St #1304
Elfers, FL 34680

Phone

(813) 438-3695