FOR IMMEDIATE ASSISTANCE CALL REBBECCA GOODALL TODAY! (813)-438-3695

Debt Collection Defense Attorney in Elfers, FL – Stopping Harassment and Protecting Your Financial Future

You Don’t Deserve to Be Bullied Over Debt — You Deserve a Fair Fight

When debt collectors cross the line, you don’t have to face them alone. At Rebecca Goodall Law, P.A., we defend Elfers and Pasco County residents against unfair, deceptive, and abusive collection tactics. Whether you’ve been threatened with wage garnishment, hit with a lawsuit, or harassed by endless calls, our team uses federal and state laws — including the Fair Debt Collection Practices Act (FDCPA) — to stop the abuse, challenge unlawful claims, and protect your peace of mind.

Debt Collectors Count on Fear — We Count on the Law

Collectors know that most people feel too overwhelmed or intimidated to fight back. They hope you’ll ignore their letters or calls — but the truth is, many of their actions are illegal. From pursuing old “zombie” debts to suing without proper documentation, their mistakes give you leverage. With the right legal defense, you can stop harassment, protect your income, and even recover damages for their misconduct.

We help clients in Elfers, Holiday, and New Port Richey:

Defend against credit card, medical, and personal loan collection lawsuits
Stop wage garnishments and bank account levies
Hold collectors accountable for harassment or false statements
Challenge time-barred (expired) “zombie” debts
Negotiate affordable settlements or dismissals
Sue for FDCPA violations and recover compensation

We believe no one should lose sleep, income, or dignity to abusive debt practices. You have rights — and we’re here to enforce them.

Ready to get started?

Collectors Have Lawyers. You Should Too.

You don’t have to face harassing phone calls or threatening letters alone. With legal representation, you can stop the noise, take control, and protect what matters most.

LOCAL FAQS — Debt Collection Defense

Can debt collectors call me at work or contact my family?

No. Collectors cannot contact you at work if you tell them not to, and they cannot discuss your debt with anyone except your attorney.

What happens if I ignore a debt lawsuit?

Ignoring a lawsuit almost always results in a default judgment — giving collectors the right to garnish your wages or seize funds. Responding quickly gives you the upper hand.

Can I really sue a debt collector?

Absolutely. If they violate the FDCPA — by harassing you, lying about your debt, or threatening actions they can’t take — you can sue for damages and legal fees.

Additional Resources

Medical Debt Reporting Rule Struck Down: What It Means for Florida Consumers

Does Your Phone Ring Constantly from Debt Collectors?

Have You Received Bills for a Deceased Family Member, Spouse, or Parent?

Rebecca Goodall Law, P.A.

Consumer Debt Attorney in Elfers, FL

Rebecca Goodall Law helps Pasco County residents fight back against debt collection abuse, foreclosure, wage garnishment, and credit reporting errors with dignity and strength. We proudly serve clients in Elfers, Holiday, Port Richey, New Port Richey, New Port Richey East, Beacon Square, Trinity, Tarpon Springs, and Jasmine Estates.

Address

4122 Madison St #1304
Elfers, FL 34680

Phone

(813) 438-3695