FOR IMMEDIATE ASSISTANCE CALL REBBECCA GOODALL TODAY! (813)-438-3695

Debt Not Belonging to You – Defense Attorney in Elfers, FL

If Collectors Have the Wrong Person, We’ll Make It Right

It’s shocking to get a call or letter demanding payment for a debt that isn’t yours. Whether it’s a case of mistaken identity, clerical error, or even identity theft, you shouldn’t be held accountable for someone else’s debt. At Rebecca Goodall Law, P.A., we help clients in Elfers, Tarpon Springs, and across Pasco County defend against false debt claims — restoring their peace of mind and protecting their financial reputation.

You Can Be Sued for a Debt You Don’t Owe — But You Don’t Have to Pay for It

Debt collectors often act on incomplete or inaccurate information. They may have the wrong name, wrong Social Security number, or an account that was already settled or discharged. Yet they’ll still try to collect — hoping you’ll simply give in.

At Rebecca Goodall Law, P.A., we investigate and expose these errors, ensuring collectors comply with the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA). When they don’t, we hold them accountable.

We help clients in Elfers, New Port Richey, and surrounding areas:

Demand validation of the debt and proof of ownership
File cease and desist letters to stop contact while we investigate
Challenge false entries on credit reports under the FCRA
Sue collectors who knowingly pursue debts belonging to someone else
Clear your name and rebuild your credit reputation

We believe no one should suffer financial harm or emotional stress over a debt they never owed. Truth and fairness matter — and we’ll make sure both are restored.

Ready to get started?

Being Mistaken for Someone Else Shouldn’t Cost You Your Peace of Mind

You don’t owe what’s not yours — and the law is clear on that. We’ll stop the harassment, clear your record, and make sure your rights are fully protected.

Call (813) 438-3695 or Schedule a Consultation online now.

LOCAL FAQS — Debt Not Belonging to You Defense

What should I do if a debt collector contacts me about someone else’s debt?

Don’t pay or provide personal information. Contact a consumer protection attorney immediately to verify the debt and stop harassment.

Can a false debt affect my credit report?

Yes. Incorrect accounts can appear on your report, lowering your score. We can dispute and remove those entries through legal channels.

Can I sue a collector for pursuing the wrong person?

Absolutely. Under the FDCPA, you can recover damages for harassment, stress, and any harm to your reputation caused by false claims.

Additional Resources

Medical Debt Reporting Rule Struck Down: What It Means for Florida Consumers

Does Your Phone Ring Constantly from Debt Collectors?

Have You Received Bills for a Deceased Family Member, Spouse, or Parent?

Rebecca Goodall Law, P.A.

Consumer Debt Attorney in Elfers, FL

Rebecca Goodall Law helps Pasco County residents fight back against debt collection abuse, foreclosure, wage garnishment, and credit reporting errors with dignity and strength. We proudly serve clients in Elfers, Holiday, Port Richey, New Port Richey, New Port Richey East, Beacon Square, Trinity, Tarpon Springs, and Jasmine Estates.

Address

4122 Madison St #1304
Elfers, FL 34680

Phone

(813) 438-3695