FOR IMMEDIATE ASSISTANCE CALL REBBECCA GOODALL TODAY! (813)-438-3695
We help families in Elfers and across Pasco County stop harassment defend their homes and protect their paychecks from abusive debt collectors.
Every day in Elfers and across Pasco County good people are blindsided by debt problems they never thought they would face. A lawsuit can arrive without warning. A paycheck may be threatened by garnishment. A bank account can be frozen overnight. Sometimes a foreclosure notice appears on the front door before you even know what is happening. Suddenly your entire world feels uncertain. You wonder how you will pay the bills keep your home or protect your family. Collectors keep calling and the pressure never stops. It is confusing overwhelming and frightening. You should not have to carry that weight alone.
We believe no one should lose their home their wages or their peace of mind to abusive debt practices.
Debt collectors count on fear and confusion to keep you from fighting back. They hope you will ignore the lawsuit or believe there is nothing you can do. The truth is very different. With the right legal strategy you can stop harassment defend your home and protect your wages.
At Rebecca Goodall Law we use every tool available under Florida and federal law to challenge abusive practices and stand up for consumers. We defend debt lawsuits in Pasco County courts. We fight back against illegal collection tactics under the Fair Debt Collection Practices Act. We protect homeowners facing foreclosure and we explore practical alternatives to bankruptcy whenever possible. Our entire practice is focused on helping ordinary people reclaim control over their financial lives.
And we can do the same for you.
When debt collectors cross the line, you need more than promises — you need real protection under the law. Our legal services cover every angle of consumer debt defense. We fight back against debt harassment under the FDCPA, draft cease-and-desist letters that stop calls, and sue collectors who refuse to follow the law. If your credit report has errors, we challenge inaccurate entries, dispute fraudulent accounts from identity theft, and take action against credit bureaus when they ignore their duty to correct mistakes. From negotiating settlements and affordable payment plans to holding abusive agencies accountable, our firm delivers hands-on legal support for everyday consumers. Whether it’s harassment calls, false credit reporting, or debt that doesn’t even belong to you, we make sure you’re not fighting alone.
Debt lawsuits can overwhelm even the strongest families — but you still have rights and defenses. As your civil law attorney, we handle lawsuits without forcing bankruptcy, challenge unfair judgments, and protect wages from garnishments. If your bank account has been frozen, we take swift action to restore access and fight back against levies. We defend clients against credit card companies, medical providers, and personal loan creditors, while also exposing “zombie debts” — time-barred claims that collectors illegally try to revive. Every case is unique, but our focus is always the same: leveling the playing field and giving you a fair chance. From courtroom defense to strategic negotiations, we make sure you’re not steamrolled by collectors or lenders.
Bankruptcy is never the first choice, but in some cases it’s the most powerful way to reset your financial life. Our firm helps you explore every option, starting with debt settlement and alternatives that may resolve your situation without filing. When bankruptcy is the right step, we guide you through the process with clarity and compassion — making sure you understand how Chapter 7 or Chapter 13 will impact your future. We negotiate directly with creditors, pursue settlements that reduce your total debt, and create repayment plans that fit your budget. Bankruptcy law is about more than wiping out debt — it’s about rebuilding stability and dignity. With our support, you can move forward knowing you’ve chosen the best legal strategy for your circumstances.
Facing foreclosure can feel like losing everything at once — your home, your security, and your future. We defend homeowners across Pasco County from wrongful foreclosure actions, lender abuse, and misleading loan practices. Our services include raising defenses in court, negotiating loan modifications, and challenging improper fees or bad-faith filings. Even if a foreclosure lawsuit has already been filed, there are still strategies that can protect your rights and buy valuable time. We fight to hold lenders accountable when they cut corners and to give you every opportunity to keep your home. Your house is more than an asset — it’s your family’s foundation. We make it our mission to defend it with everything the law provides.
We walk you through every step of the legal process in plain language. This means you always know where you stand and never feel lost in the dark.
Every case is built on a custom plan designed around your situation. You are not just another file number — you get a clear path forward that fits your life.
Your story matters and we take the time to understand it. That respect and care helps you feel heard and supported during one of the most stressful times of your life.
We fight aggressively to stop foreclosure and garnishments. This means you can focus on your family and future instead of living in constant fear of losing everything.
We know Pasco County judges and courts because we are part of this community. That local insight helps us protect you with real world knowledge not just legal theory.
We handle the legal burden so you can breathe again. Having someone fight for you gives back your time your confidence and your hope.
Schedule a free consultation where you share your situation and get immediate clarity on your options so you feel less overwhelmed.
We create a tailored legal strategy to stop harassment and protect your home and wages so you can finally breathe again.
We handle the legal work while you focus on your life so you regain peace of mind and control over your future.
Ms. Goodall helped me the 1st time against my mortgage company & this 2nd time. She uncovered a few transgressions by the mortgage company & was able to get me to a point where the mortgage company is paying off my loan $15k with some extra $$$ in my pocket. She was also able to secure me more $$$ from the credit bureaus for malfeasance. In total she has acquired over $20k for me.
She is the bomb! She did an amazing job for me vs the credit card companies and credit bureaus! You couldn’t ask for someone more passionate about what they do, and she communicates very well.
Rebbecca did a fantastic job dealing with my lawsuit for previous debt.
She definitely knows her stuff. I honestly would’ve been pretty screwed without her, so I definitely recommend her services without hesitation.
We appear regularly in Pasco County courts. This gives you the advantage of local knowledge and credibility, so your case is handled with insight others may miss.
We do not split our time across unrelated practice areas. Our entire focus is on consumer debt law, meaning you get sharper strategies and stronger protection where it matters most.
No two debt cases are the same. We create a legal plan built around your exact situation, so you know the defense is designed specifically for you.
We use the Fair Debt Collection Practices Act to fight harassment. This stops abusive calls and restores peace to your daily life.
We know how lenders cut corners. By challenging improper filings and errors, we help protect your home and buy valuable time for better solutions.
We work directly with creditors to settle or reduce debts. This allows you to find relief without carrying the long-term consequences of bankruptcy.
We explain everything in plain English. You stay informed and confident, never left guessing what comes next.
We live and work in the same neighborhoods we serve. This connection drives us to protect our community, not just practice law.
We fight unfair garnishments and judgments. This protects your paycheck and your bank account, giving you security and stability.
To get all this and more…
Debt collectors and lenders hope you do not know your rights. The truth is many of their tactics are unfair or even illegal — and you have more power than you think.
What does that mean?
Most collectors are counting on you to feel scared and stay silent. If you respond and defend yourself, their case often falls apart under scrutiny.
You don’t have to let them win by default. One response can change everything.
If you can say yes to the following statements, then we can help you!
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